What Is Bad Credit and How Does It Affect Me When Applying for a Loan?

Loan providers all work differently when it comes to their credit 'score' or 'rating' that they use to decide whether to accept you for a loan. They will use not only the public information available to them via the main credit bureaus like Experian or Equifax but a score card based on their attitude to lending and the risk they are prepared to take. If you have a tarnished credit history then the likelihood is that most mainstream lenders will turn you down when you apply to borrow money leading people to question their credit status.

accounting software for real estate agents realtor email list realtors email list