Why Every Responsible Adult Needs a Credit Card

In the modern world, paper money is not just an ever disappearing aspect of the economy, it is a very limited monetary unit. You can't use cash to make online purchases. Checks are only secure enough to use to pay bills to trusted companies. The same is true of most bank bill-pay programs. Cash is easy to steal and rarely traceable. Credit cards, on the other hand, offer the ability to carry high amounts of purchasing power with you wherever you go with very limited personal risk. Just as importantly, cards are the primary online and international purchasing medium in the global economy.

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